A Home Loan is a secured loan offered by banks or financial
institutions to help individuals purchase, construct, or renovate a residential
property. The property itself acts as collateral until the loan is fully repaid.
Home loans typically come with long repayment tenures, fixed or floating interest
rates, and flexible EMI options, making it easier for individuals to own their dream
home without immediate financial burden.
At Cash Point, we understand that buying a home is a significant milestone. That’s
why we offer customized home loan solutions tailored to your financial needs.
Whether you're purchasing a new house, constructing on your own plot, or renovating
an existing property, Cash Point ensures:
Competitive interest rates
Fast and hassle-free processing
Minimal documentation
Expert financial guidance throughout the process
Our goal is to make home ownership simple, transparent, and accessible for everyone.
A Loan Against Property is a type of secured loan where you can
borrow funds by pledging your residential, commercial, or industrial property as
collateral. The loan amount is usually a percentage of the current market value of
the property. This type of loan can be used for various personal or business needs,
such as expanding a business, funding education, or covering medical expenses — all
while retaining ownership of the property.
At Cash Point, we offer Loan Against Property solutions that unlock the hidden value
of your assets. Our services include:
High-value loans at attractive interest rates
Flexible repayment tenure
Quick approval with simple documentation
Loans available against both residential and commercial properties
Whether you're looking to meet a personal financial goal or expand your business,
Cash Point empowers you to leverage your property for the funds you need — securely
and efficiently.
A Business Loan is a financial product designed to help
entrepreneurs and business owners access funding for various business-related needs.
These can include working capital requirements, purchasing inventory, expanding
operations, upgrading equipment, or managing cash flow. Business loans can be
secured or unsecured, and are typically repaid in monthly installments over a fixed
tenure.
At Cash Point, we provide Business Loan solutions tailored to support businesses at
every stage of growth — from startups to established enterprises. Our offerings
include:
Quick access to funds with minimal paperwork
Competitive interest rates and flexible tenures
Loans for working capital, business expansion, or equipment purchase
Expert support to guide you through the application and approval process
With Cash Point, businesses gain a reliable partner committed to helping them grow,
scale, and succeed with confidence.
A Personal Loan is an unsecured loan that individuals can avail
for a variety of personal financial needs such as medical emergencies, weddings,
travel, home renovations, or debt consolidation. Unlike secured loans, personal
loans do not require collateral and are typically based on the borrower’s
creditworthiness, income, and repayment capacity. These loans come with fixed
interest rates and flexible repayment terms.
At Cash Point, we offer Personal Loan solutions that are simple, quick, and
customized to your needs. Whether you're managing unexpected expenses or planning a
life event, our personal loans feature:
Fast approvals with minimal documentation
Competitive interest rates
Flexible repayment options
Transparent terms with no hidden charges
With Cash Point, you get the financial support you need — when you need it — without
the stress.
A Cash Credit (CC) or Overdraft (OD) limit is a type of
short-term working capital facility provided by banks and financial institutions
that allows businesses to withdraw more money than what is available in their
account — up to a pre-approved limit.
Cash Credit is typically used for business needs like purchasing
raw materials or
managing daily operations.
Overdraft is often linked to a current account and can be used for
both personal and
business needs.
Interest is charged only on the amount utilized, making it a flexible and
cost-effective funding option for managing cash flow gaps.
At Cash Point, we help businesses gain financial agility through Cash Credit and
Overdraft Limit services. Our offerings include:
Pre-approved CC/OD limits tailored to your business turnover
Competitive interest rates and flexible terms
Hassle-free documentation and quick processing
Ongoing support to manage and optimize your working capital
Whether you're facing seasonal fluctuations or short-term fund shortages, Cash Point
ensures your business runs smoothly with uninterrupted access to funds.
SME (Small and Medium Enterprises) and MSME (Micro, Small,
and
Medium Enterprises) Loans are specially designed financial products
aimed at
supporting the growth and development of small and medium-sized businesses. These
loans provide funding for working capital, business expansion, equipment purchase,
infrastructure development, or inventory management. Backed by various government
schemes and financial institutions, SME/MSME loans play a crucial role in empowering
entrepreneurs and driving economic growth.
At Cash Point, we are committed to fueling the ambitions of small and medium
enterprises through our SME/MSME Loan services. We offer:
Collateral-free loans under government-supported schemes
Attractive interest rates with flexible repayment options
Quick processing and minimal documentation
Financial consulting to help you choose the right loan product
Whether you're a startup or a growing business, Cash Point stands by your side
with tailored loan solutions to help you scale new heights.
A Car Loan is a type of secured loan offered by banks and
financial institutions to help individuals purchase a new or pre-owned vehicle. The
vehicle itself serves as collateral for the loan. Car loans typically come with
fixed interest rates and flexible repayment tenures, allowing borrowers to buy their
desired vehicle while spreading the cost over time through manageable EMIs.
At Cash Point, we provide Car Loan solutions that make owning your dream car easy
and affordable. Our services include:
Loans for both new and used vehicles
Attractive interest rates and low down payment options
Quick approvals with minimal documentation
Transparent process with no hidden charges
Whether you're buying your first car or upgrading to a newer model, Cash Point
ensures a smooth, stress-free financing experience to get you on the road faster.
A Machinery Loan is a type of business loan designed to help
companies purchase new or used equipment essential for their operations. Whether
you're in manufacturing, construction, agriculture, or another industry, a machinery
loan can provide the financial support needed to acquire tools that boost efficiency
and drive growth. These loans are usually secured against the machinery itself and
are evaluated based on your business profile, credit history, and repayment
capacity.
At Cash Point, we offer Machinery Loan solutions that are straightforward, fast, and
tailored to your business goals. Whether you're upgrading old equipment or investing
in new technology, our machinery loans feature:
Quick processing with easy documentation
Competitive interest rates
Flexible repayment options to suit your cash flow
Transparent terms with no hidden fees
With Cash Point, securing the right machinery for your business is hassle-free — so
you can focus on expanding and succeeding.
A Commercial Vehicle Loan is a specialized financing option that
helps individuals, entrepreneurs, and businesses purchase vehicles for commercial
use — such as trucks, buses, vans, or pickups. These loans are ideal for logistics
companies, transport operators, and self-employed individuals looking to expand
their fleet or start a transportation business. The loan is typically secured by the
vehicle itself and is assessed based on income, credit profile, and repayment
capacity.
At Cash Point, we offer Commercial Vehicle Loan solutions that are quick, reliable,
and tailored to your business requirements. Whether you're buying your first vehicle
or adding more to your fleet, our loan offerings include:
Fast approvals with simple documentation
Attractive interest rates
Flexible EMIs to suit your business cash flow
Clear and transparent loan terms
With Cash Point, getting your commercial vehicle on the road is easier than ever —
helping you drive your business forward with confidence.
